Updated October 19, 2024
Yes. The fact that the company is out of business does not prevent a Workers’ Compensation claim, because you would be covered for your work injuries by the Workers’ Compensation insurance policy in place at the time of your injury. As long as your former employer had such insurance, you are covered.
You have two (2) years from the date of the accident or from the date of your last authorized medical treatment to file a Workers’ Compensation claim. If, however, you have not reported the accident or have not received medical treatment during this period, you might have a very difficult time successfully proving your case, despite technically having one.
In this scenario in which you were previously hurt and your company is now out of business, you should consult a Workers’ Compensation attorney immediately to determine: 1) if your former employer had insurance; and 2) whether there is sufficient evidence to prove you were injured on the job.
Feel free to reach out to me with any Workers’ Compensation questions.
By: Chris Hoskey, Esq.
chris@raffandraff.com
Raff & Raff, LLP has defended the rights of Northern New Jersey families and individuals since 1922. We provide seamless civil, family, and criminal representation across Passaic and Bergen counties, including the local communities of Clifton, Wayne, Hackensack, Paramus, and Totowa & Little Falls. Contact us today to schedule a free in-office or face-to-face Zoom consultation
