Dedicated Northern New Jersey Personal Injury Attorneys in Passaic and Bergen County
Protecting injured victims, coordinating medical coverage, and fighting to secure your complete recovery in Passaic, Bergen, and surrounding Northern New Jersey Counties since 1922.
A serious personal injury or sudden workplace accident changes everything in a fraction of a second. As you struggle to physically recover from painful orthopedic injuries, spinal trauma, or head injuries, you are immediately forced to confront a hostile, overwhelming financial storm. Medical bills pile up on your kitchen table, insurance adjusters demand sworn statements, and your household income halts because you are too injured to return to work.
At Raff & Raff, LLP, we have protected injured New Jersey residents and their families for over a century (1922–Present). We know that resolving an injury claim requires much more than simply filing standard insurance forms. We reject the generic, high-volume “settlement mill” model.
Instead, we treat you like family, conducting meticulous scene investigations, preserving commercial vehicle black-box data, and preparing every case from day one as if it is going to a jury trial. We force corporate insurance carriers to respect your claim, cover your necessary medical treatments, and pay the absolute maximum value of your losses.
We represent injured clients strictly on a contingency fee basis under our No Recovery, No Fee Guarantee. This means you do not pay us a single dollar upfront, and we only collect a fee if we successfully win a settlement or jury verdict on your behalf.
“Many people assume the insurance company will naturally do the right thing and pay for their medical bills and pain after an accident. This is a costly misconception. Insurance carriers are profit-driven corporations whose primary goal is to minimize their payouts. To protect your health and secure your financial future, you need an aggressive trial advocate who is fully prepared to take your case to court.“
— Michael S. Raff, Esq.
Our Core Personal Injury & Accident Practice Areas
Choose a category below to discover your rights, understand New Jersey’s insurance rules, and learn how we protect your recovery:
Car Accidents
If you were injured in a collision, we handle the insurance carriers, help you secure PIP medical coverage, and work to bypass the strict New Jersey verbal threshold.
Commercial Truck Accidents
Commercial trucking wrecks involve complex federal FMCSA regulations. We immediately preserve electronic log data and hold negligent trucking companies accountable.
Slip & Fall Accidents (Premises Liability)
Property owners have a strict duty to maintain safe walkways. We hold negligent commercial owners, supermarkets, and landlords liable for slippery floors, broken steps, and icy sidewalks.
Motorcycle Accidents
Motorcyclists are highly vulnerable on high-speed state routes. We battle the “motorcycle bias” during jury selection to protect your right to a full financial recovery.
Construction Site Accidents
Job sites are heavily governed by OSHA safety standards. We identify negligent third-party subcontractors and equipment manufacturers to secure maximum recovery.
Work-Related Injuries (Workers’ Comp)
If you were injured on the job, New Jersey law guarantees you 100% covered medical care, temporary wage replacement, and permanent partial disability benefits.
Dog Bites & Animal Attacks
New Jersey enforces a strict liability statute for dog bites. We hold negligent owners accountable under their homeowner’s policies for permanent scarring and trauma.
Pedestrian Accidents
Pedestrians struck by vehicles face catastrophic trauma. We navigate right-of-way statutes and secure your medical bill coverage under standard auto policies.
Wrongful Death Claims
Losing a loved one to a fatal accident is a devastating tragedy. We guide families through the New Jersey Wrongful Death and Survivor’s Acts to secure your financial security.
Bicycle Accidents
We protect cyclists struck by vehicles in crosswalks or bicycle lanes, utilizing New Jersey’s safe-passing laws to establish driver negligence and secure your PIP coverage.
Catastrophic & Spinal Cord Injuries
Severe brain trauma (TBIs), spinal fusions, and paralysis require lifelong care. We collaborate with medical experts to project your comprehensive future life-care costs.
Product Liability (Defective Products)
We litigate complex claims under the New Jersey Product Liability Act against manufacturers and distributors of dangerous machinery, defective auto parts, and toxic devices.
Meet Us Safely and Conveniently via Zoom
We understand that when you are recovering from a painful physical injury, traveling to a physical office in Paterson can be difficult and stressful.
You are always very welcome to meet with us in our Paterson or Ridgewood offices. But to keep your legal recovery as frictionless as possible, Raff & Raff, LLP also offers secure, face-to-face Zoom consultations.
- Real-Time Review: We share screens to review your police accident reports, insurance correspondence, medical invoices, or workers’ comp forms together in real-time.
- Immediate Action: Bypassing the commute allows us to begin preserving critical evidence (such as local surveillance footage or commercial black-box records) within hours of your call.
- Zero Travel Fees: Speak directly with an experienced Northern New Jersey trial lawyer from the complete comfort and privacy of your home or hospital room.
Why Choose Raff & Raff, LLP?
- Over a Century of Trusted Service: Our firm has served Northern New Jersey communities since 1922. We have stood the test of time because we treat our clients with honesty, respect, and absolute professionalism.
- A Reputation for Honest Counsel: We will never encourage you to pursue lengthy litigation that is unlikely to produce a significantly different result than what may be offered earlier in your case. If a dispute can be settled reasonably, we will tell you. If a lengthy litigation or trial is necessary to get the results that are fair, we will tell you why and the potential risks.
- A Complete Personal Injury Law Arsenal: Because we have represented so many clients across New Jersey for over a century, we have the tools needed to aggressively fight for you, using every tool available to us, including sophisticated technology.
- Deep Local Familiarity: We do not just practice in New Jersey; our offices are historically rooted in Paterson, giving us deep, practical familiarity with the local procedures, administrators, and judges of the Passaic, Bergen, Essex, Morris, and Hudson county courts.
Centrally Located in Paterson and Ridgewood to Serve Northern New Jersey
Personal injury cases are typically filed in the county where the plaintiff resides. Because our central office on Church Street in Paterson is located less than a 5-minute walk from the Passaic County Family Court (Superior Court of New Jersey, Family Part) and a 15-minute drive from the Bergen County Court, we are uniquely positioned to handle emergency filings, attend unscheduled hearings, and represent clients seamlessly in:
- Passaic County (Paterson)
- Bergen County (Hackensack)
- Essex County (Newark)
- Morris County (Morristown)
- Hudson County (Jersey City)
Frequently Asked Questions About NJ Injury Claims
We represent injured clients strictly on a contingency fee basis under New Jersey Court Rule 1:21-7. This means that we cover all upfront costs of your litigation—including hiring accident reconstruction experts, obtaining medical records, and paying court filing fees. You do not pay us a single dollar out-of-pocket, and we only collect a legal fee if we successfully win a financial settlement or jury verdict on your behalf. If we do not recover money for your claim, you owe us absolutely nothing.
Under New Jersey’s statute of limitations (N.J.S.A. 2A:14-2), you generally have two years from the date of the accident to file a formal personal injury lawsuit in court. If you fail to file within this two-year window, your claim will be forever barred, and you will lose your right to recover any compensation. If your claim involves a public entity (such as a NJ Transit bus, a municipal vehicle, or a public school walkway), you must file a formal Tort Claims Notice (Title 59 Notice) within 90 days of the incident to preserve your right to sue.
First, seek immediate medical attention to document your physical injuries. Second, ensure an official police report is filed, or notify store management of your fall and obtain a written incident report. Third, if you are physically able, take detailed photographs of the crash scene, the vehicle damage, or the hazardous walkway. Finally, do not speak to the other party’s insurance adjuster or sign any quick-settlement release forms without an experienced attorney. Insurance carriers frequently offer tiny settlements early on that fail to cover your long-term medical care.
In New Jersey, if you are in your personal vehicle and involved in an accident, you are probably subject to the Limitation on Lawsuit option (also known as the Verbal Threshold) that you selected when you purchased your car insurance. This would typically mean that you cannot recover compensation for pain and suffering without showing that your injury has not healed to function normally and will not heal with further medical treatment. This is a significant issues in most car accident cases and we are well equipped to fight the insurance companies who almost always argue that a plaintiff recovered from their injuries and therefore deserve no compensation.
Protect Your Health. Protect Your Recovery.
Do not allow an insurance company to downplay your pain, delay your medical treatment, or underpay your claim. Speak face-to-face with an experienced, award-winning Northern New Jersey trial attorney either in our offices or via a secure Zoom meeting. We will analyze your police reports, review your insurance policy, and outline a clear, aggressive strategy to secure your future.
Schedule Your Complimentary Strategy Session Today!
Fill out this form or call us directly at 973-742-1917 to schedule a complimentary strategy session