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Raff and Raff > Articles by: raffadmin
Chalkboard drawing with the word "Insurance" at the top, a sketch of a piggy bank with a bandage on the left, and three green dollar signs on the right.

What does “PIP” Coverage Mean on My Auto Policy?

“PIP” stands for Personal Injury Protection. This is the portion of automobile insurance that covers your medical coverage. If you or other persons covered under your policy are injured in a motor vehicle collision, PIP (under your own insurance policy)…

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Diagram of an electrical circuit breaker panel showing the main breaker at top and multiple circuit breakers below with colored switches labeled for different household circuits including kitchen, bathroom, and bedroom areas.

BREAKING: New Jersey lab technician falsified drug test results

Article by Daniel A. Levy, Esq. Today, we learned of a shocking discovery regarding falsification of drug test results within the New Jersey State Police Laboratory. As part of our Criminal Practice, we handle plenty of cases that involve drug…

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Got Insurance? text with illustration of a white sedan colliding with a red minivan.

WAIT. WHAT? A PERSON CAN HAVE CAR INSURANCE WITHOUT ANY LIABILITY COVERAGE?

In New Jersey, sadly the answer is yes. It wasn’t always this way. Up until several years ago, if you owned an operable car, you were required to have car insurance with a minimum of $15,000 in coverage. That all…

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Two adults and a baby sit together on a brown leather couch, smiling at the camera; the woman on the left wears a black turtleneck, the man on the right wears a striped shirt, and the infant wears an orange and black striped outfit.

Grandparent Visitation in New Jersey

During the past few years, the issue of grandparent visitation has become something of a hot button issue in New Jersey and across the country. Beginning several years ago, lawmakers across the country began to recognize the benefits of grandparent…

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Green key labeled "expert" on a computer keyboard surrounded by white keys including caps lock, A, S, X, Z, alt, control, and option.

Do I Need an Expert Witness in My Case?

If you’re the injured party in a personal injury lawsuit, the answer is generally, yes. Expert witnesses are an important and often a necessary part of personal injury cases. They may be crucial to introduce medical evidence, such as the…

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What happens if you fail out of Drug Court?

If a person is accused of a serious crime involving drugs, they may be offered entry into a program called Drug Court. Basically, the program is designed to take non-violent drug offenders out of the prison system and place them…

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Happy Holidays from Raff & Raff!

From all of us at Raff & Raff, we wish you and yours, happy holidays and a happy new year. May you have nothing but happiness, health and success in all of your endeavors during the new year. We hope…

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Can I plead guilty if I’m not guilty?

When we handle a criminal case, it is very common that we are able to negotiate an early plea offer for our clients. Of course, our clients typically have a lot of questions about the plea and how it will…

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Can a judge order a divorced couple to sell their home?

When a client consults with us on a divorce matter, one of the more common questions is, what’s going to happen to the house?  And this isn’t just a common question that clients ask attorneys, but also a common question…

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Close-up of a hand holding a pen and writing on lined paper with handwritten text and signatures visible on the document.

Forced Arbitration

By Michael Raff, Esq. Most people are used to clicking “agree” and signing contracts frequently without much thought. Buried in the fine print of these documents and online websites for things like credit cards, mobile phones, nursing home contracts, job…

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