29December

3 MISTAKES PEOPLE MAKE WHEN OBTAINING CAR INSURANCE

In this short video, I discuss the potential negative consequences when selecting minimal PIP coverage, Health Insurance Primary, and limited Uninsured / Underinsured Motorist Coverage on your New Jersey automobile insurance policy. If you should have any questions about your NJ policy or have been involved in a crash and want to learn more about
  • Posted by raffadmin  Posted on 29 Dec  0 Comments
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22December

HAPPY HOLIDAYS FROM RAFF & RAFF

This year the Law Offices of Raff & Raff teamed up with “Gifts of Love,” a 501c3 charitable organization whose mission is to provide low income families with gifts during the holidays. 100% of the money raised goes towards providing children of low-income families with gifts during the holiday season. No one involved with the
  • Posted by raffadmin  Posted on 22 Dec  0 Comments
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30September

THE LIABILITY OF AN UNDERAGE ADULT HOSTING A PARTY WITH ALCOHOL

So, it’s a Saturday night and you’re going out for the evening. Your college-aged kid is home for the weekend and wants to have a party with alcohol. You want to be a cool mom or dad, so you allow it or turn a blind eye. You already know where this is going. It’s not
  • Posted by raffadmin  Posted on 30 Sep  0 Comments
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21July

Is the owner responsible if someone uses their car and causes an accident?

Updated July 21, 2020 During many accidents in New Jersey, the person who is driving the car is not the owner of the car. Many times people who were injured in accidents or suffered property damage have asked us whether the owner of the vehicle is responsible when someone else uses the car and causes
  • Posted by raffadmin  Posted on 21 Jul  0 Comments
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24June

If I Don’t Drive My Car, Do I Still Have to Have Insurance on It?

UPDATED: JUNE 24, 2020 The short answer is yes, you do. Like most things involving the law, however, there are exceptions. In New Jersey, “[a]ll owners of motor vehicles registered or principally garaged in [the State] are required to maintain minimum amounts of standard, basic, or special liability insurance coverage for bodily injury, death, and
  • Posted by raffadmin  Posted on 24 Jun  0 Comments
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16June

I GOT INJURED WHILE WORKING AT HOME DURING THE CORONAVIRUS PANDEMIC. AM I ELIGIBLE FOR WORKERS’ COMPENSATION BENEFITS?

Depending on the specific facts – yes. Due to the coronavirus pandemic, stay-at-home orders and remote working have become the new reality. Workers’ Compensation benefits typically kick in when you are injured in the course and scope of employment. Although remote working has become more common in recent months, the law is pretty well settled
  • Posted by raffadmin  Posted on 16 Jun  0 Comments
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11June

WHO PAYS FOR MEDICAL BILLS IN A MOTORCYCLE ACCIDENT?

UPDATED: JUNE 11, 2020 If you or someone you know had the unfortunate experience of being injured in a motorcycle crash / accident, this question regarding medical bill is sure to arise. In New Jersey, motorcycle riders are required to have insurance. Motorcycle insurance, however, differs from automobile insurance. In a typical automobile / car
  • Posted by raffadmin  Posted on 11 Jun  0 Comments
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19May

IF I CONTRACT CORONAVIRUS ON THE JOB, AM I ENTITLED TO WORKER’S COMPENSATION BENEFITS?

If you contracted the Coronavirus (officially Covid-19) at work in New Jersey, you may be eligible for Workers’ Compensation benefits. The crucial question is whether you, the employee, contracted Covid-19 directly from the workplace. For obvious reason, it might be difficult to establish that Covid-19 was contracted during the course of your employment as opposed
  • Posted by raffadmin  Posted on 19 May  0 Comments
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14April

MEDICAL TREATMENT FOR PERSONAL INJURY CLIENTS DURING COVID-19

Due to the coronavirus pandemic, it has become increasingly difficult for our clients to receive the proper medical treatment for their injuries. If you presently have a case with us, we recommend that you contact your medical / health care provider to see what options they offer. While some offices are closed, many are offering
  • Posted by raffadmin  Posted on 14 Apr  0 Comments
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13April

Evaluating Wrongful Death Cases

UPDATED: APRIL 13, 2020 New Jersey law can be brutally harsh toward families who have lost a loved one due to the fault or negligence of someone else. People are often surprised to learn that the law treats the death of a family member strictly as a matter of economics. The law prohibits a recovery
  • Posted by raffadmin  Posted on 13 Apr  0 Comments
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