Unfortunately, there are many people in New Jersey who work “off the books.” And if they get hurt on the job, they may assume that they cannot collect through worker’s compensation coverage. But is that true? Can someone working off the books collect worker’s compensation coverage?
Actually, the answer is yes! Working without reporting it or “off the books” is not recommended and might have other consequences; however, you are not barred from receiving the Workers’ Compensation protections that are afforded to most workers in New Jersey.
To qualify for Workers’ Compensation under these circumstances, in addition to proving you were hurt on the job, you must be able to show that you were working for that specific employer. This can be done many ways, like pictures, badges, or witness testimony. The sooner you notify your employer and their insurance company of your claim, the better off you will be. And that is why you should also contact an attorney as soon as possible to discuss ways to prove you worked for your employer.